Niceville Insurance Agency Inc. (NIA), was established as an independent insurance agency in 1995 under the ownership and leadership of Louis D. Skinner. The agency has grown from a one-man operation to a flourishing, successful business with 12 full-time employees who are committed to customer service and are flexible enough to handle the daily business changes in our industry (click here to Meet Our Team).
We fully recognize that customers are the reason for our success. "We Insure People First" has earned NIA the reputation of being the most trustworthy, knowledgeable and customer friendly independent agency along the Emerald Coast. Word-of-mouth has been a most appreciated source of advertisement for Niceville Insurance Agency.
We can provide coverage for all of your insurance needs in Okaloosa, Walton and Santa Rosa Counties ...including, but not limited to these Gulf Coast cities: Niceville, Crestview, DeFuniak Springs, Destin, Fort Walton Beach, Freeport, Mary Esther, Miramar Beach, Navarre, Santa Rosa Beach and Shalimar.
We will strive to tailor an insurance program to meet your specific needs. We will search for the best product at the most competitive premium by obtaining quotes from the companies best suited to your particular insurance needs.
Our service does not end when a policy is sold!






What customers say about Niceville Insurance Agency Inc. (NIA)
- Andra Fitzgerald
- Rogelio Lopez
- Evelyn Bender
- George Hacke
- Gina Burns-Fonte
- Danny Rudolph
- Mary Ann Powell
- Renae Labrie
- James Kealey
- Joshua Theiss