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"We Insure People First"

Niceville Insurance Agency Inc. (NIA), was established as an independent insurance agency in 1995 under the ownership and leadership of Louis D. Skinner. The agency has grown from a one-man operation to a flourishing, successful business with 12 full-time employees who are committed to customer service and are flexible enough to handle the daily business changes in our industry (click here to Meet Our Team).

We fully recognize that customers are the reason for our success. "We Insure People First" has earned NIA the reputation of being the most trustworthy, knowledgeable and customer friendly independent agency along the Emerald Coast. Word-of-mouth has been a most appreciated source of advertisement for Niceville Insurance Agency.

We can provide coverage for all of your insurance needs in Okaloosa, Walton and Santa Rosa Counties ...including, but not limited to these Gulf Coast cities: Niceville, Crestview, DeFuniak Springs, Destin, Fort Walton Beach, Freeport, Mary Esther, Miramar Beach, Navarre, Santa Rosa Beach and Shalimar.

We will strive to tailor an insurance program to meet your specific needs. We will search for the best product at the most competitive premium by obtaining quotes from the companies best suited to your particular insurance needs.

Our service does not end when a policy is sold!

What customers say about Niceville Insurance Agency Inc. (NIA)

  • "Good customer service, email communication."
    - Andra Fitzgerald
  • "Excellent service. Agents know me by first name. Quick to answer all questions."
    - Rogelio Lopez
  • "Doing it right first time."
    - Evelyn Bender
  • "Saved money with you."
    - George Hacke
  • "Nice employees and a variety of insurers to obtain quotes from."
    - Gina Burns-Fonte
  • "Familiar people that we trust."
    - Danny Rudolph
  • Fast to cover us in time of need. Efficient."
    - Mary Ann Powell
  • "Ease of access to agents. Personal attention."
    - Renae Labrie
  • "Professional in all respects."
    - James Kealey
  • "I never feel like an inconvenience when I call NIA. Always helpful and friendly. And HONEST!"
    - Joshua Theiss