Life Insurance




Your family is your responsibility and your life; helping them succeed is among your greatest duties.  Life insurance helps provide financial security for your family in the event that the unthinkable happens.  It keeps their futures secure and puts them at ease.

At Niceville Insurance Agency, we understand that life comes with no guarantees, but we can guarantee that your life insurance policy will keep your finances and beneficiaries protected.  Whether it’s medical bills, funeral costs, mortgages, or other expenses, and whether it’s temporary or permanent, the coverage your policy provides is complete.

Our experienced specialists work with you to develop coverage plans that meet every need and they keep you informed of potential changes.  We ensure that you have the resources to make the best coverage decisions possible and we provide ongoing counsel.


Life insurance generally comes in two forms: term and permanent.  The primary difference between these two is that term provides coverage for a specified period of time and permanent lasts for a designated lifetime.  Term life insurance can be simplified or level and other life insurance can be whole or universal.

Premiums, cash-value building, and coverage vary according to different forms of life insurance.  Life insurance policies cover almost any living expense, including college tuition, rent, and investments. 

At Niceville Insurance our coverage options include:

  • Individual Life Insurance
  • Group Life Insurance
  • Long-Term Care Insurance
  • Mortgage Protection Insurance
  • Disability Insurance
  • Second-To-Die Policy
  • Key Person (Key Men) Insurance

Life insurance can be affordable even if you have a tight budget.  In order to find the right mix of coverage and benefits, it is important to speak with a specialist.  Our expert specialists help you understand your insurance needs and clarify your financial goals.  They match these needs and goals with the right coverage and maintain contact with you to ensure that your policy provides continuous protection.


We have more than four decades of experience providing life insurance solutions.  We have a vast network of insurance carriers that allows us to ‘shop’ on your behalf for the right coverage.  In the event that claims are filed, we have quick turnarounds and provide ongoing support to coverage recipients.

We work with you in-depth to create insurance plans that maximize coverage and benefits and minimize costs.  Our staff is trained to meet all of your needs and is available whenever you need.

Whether you’re looking for the affordability of term insurance, the lifetime protection and cash value of permanent insurance, or a combination of both, our options will match your needs and budget.

To learn more about life insurance and/or your policy options, contact us today.


Niceville Insurance Agency proudly provides quality life insurance solutions in Niceville, Crestview, Ft. Walton Beach, Destin, Santa Rosa Beach, and Freeport.


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