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Commercial Insurance that Protects
Your Company and Employees

Our experienced Commercial Insurance agents understand the nuances of running a business and the right level of coverage to protect you from financial burden.

Commercial Insurance that Protects
Your Company and Employees

Our experienced Commercial Insurance agents understand the nuances of running a business and the right level of coverage to protect you from financial burden.

Commercial Insurance Policies

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you are also accountable for keeping your employees and property
insured from injuries and damages. 

Niceville Insurance Agency can help you create a commercial insurance program that is designed to safeguard the best interests of your business and allow you to focus on serving your customers and increasing your profits.

Commercial Auto Insurance

To prevent losing your hard-earned revenue due to an auto accident, you will want to ensure that your vehicles, products and drivers are insured. We will work with you to create a customized Commercial Auto Insurance policy that may include:

  • Bodily Injury Liability
  • Medical Payments
  • Personal Injury Protection (PIP) Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • GAP Coverage
  • Uninsured and Underinsured Motorist Coverage

General Liability

A comprehensive Commercial General Liability Insurance policy can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, most medical expenses, attorney fees, settlements and reimbursements can be covered. Coverage options can include:

  • Premises Liability
  • Products and Completed Operations Coverage
  • Premises Medical Coverage
  • Fire Legal Liability Coverage
  • Casualty Coverage
  • Foreign Liability
  • Liquor Liability
  • Concession Liability

Commercial Property Coverage

Property Insurance Coverage can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Coverage can extend to:

  • Your building
  • All interior items (desks, furniture, etc.)
  • Any outdoor signs on your property

Professional Liability

A well-planned Professional Liability Insurance policy can keep your day-to-day operations protected should your business be held legally liable for an incident. Professional Liability coverage can provide a wide variety of options:

  • Errors and Omissions Liability (E&O)
  • Directors and Officers Liability (D&O)
  • Fiduciary Liability
  • Employment Practices Liability

Workers' Compensation

In the event of an accident, the right Workers' Compensation plan provides your business the ability to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from:

  • Car Accidents
  • Back Injuries
  • Injuries from equipment malfunctions
  • Loss of life

Cyber Insurance

Cyber insurance is designed to help businesses mitigate the risks associated with cyber-attacks and data breaches. It covers losses related to cyber incidents such as data breaches, network damage, and cyber extortion. Cyber insurance can help cover the costs of responding to a cyber attack, such as:

  • Legal Fees
  • Notification Costs
  • Credit Monitoring Services
  • Business Interruption Losses

Niceville Insurance Has More to Offer