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Insurance That Can Protect You,
Your Family and Your Assets

Our experienced insurance agents understand the level of coverage needed for you, family and your assets throughout the State of Florida.

Insurance That Can Protect You,
Your Family and Your Assets

Our experienced insurance agents understand the level of coverage needed for you, family and your assets throughout the State of Florida.

Personal Lines Insurance Policies

You’ve worked hard for the life you lead. The right Personal Lines Insurance policies can protect your home, vehicles, property and your family’s future. At Niceville Insurance Agency, we have more than four decades of experience providing personal
insurance solutions to the families of Florida.

Our agents understand what Florida residents need when protecting their assets and families. We have a vast network of insurance carriers that allows us to ‘shop’ on your behalf for the right coverage.  In the event that claims are filed,
we have quick turnarounds and provide ongoing support to claimants.

Homeowners Insurance

Our team is dedicated to providing the assurance that your family and your possessions are secure. We offer coverage options that are both flexible and competitive. We will work with you on an individual basis to find the policy that best suits your needs.

  • Homeowners Insurance
  • Property Insurance
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

Auto Insurance

As your trusted source for Auto Insurance, Niceville Insurance will work with you to find a policy that provides peace-of-mind driving assurance for you and your drivers. In addition, we can offer a variety of coverage options along with additional protection options:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage

Personal Umbrella Policy

Your Personal Umbrella Liability policy works to give you additional protection when damages exceed the liability coverage included in your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

  • Car Accidents
  • Accidental Injuries on your property
  • Accidents involving your boat, ATV or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander and more

Flood Insurance

As a Florida resident, Flood Insurance is a necessity. Your Homeowners Insurance does not cover damages from flood waters. Flood Insurance policies can provide coverage for your home and/or your personal property. While some properties require flood insurance, others do not. Regardless of whether you are required to or not, it is an extremely good idea to purchase flood insurance to cover losses.

The flood water must:
  • Cover at least 2 acres of land that is normally dry
  • Damage two or more properties (one being your home)
  • Come from overflowing inland or tidal waters
  • Have unusual, rapid accumulation or runoff of surface waters from any source

Boat / PWC Insurance

With the right Boat Owners Insurance policy, you can relax and enjoy your time away knowing that you are properly insured. Your policy can also extend to protect the extra equipment attached to your boat: anchors, oars, canopies, life preservers and fuel tanks. Coverage for fishing equipment and personal property is also available.
Niceville Insurance also specializes in insurance coverage for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

Life Insurance

Life Insurance is protection for what matters most by helping to provide financial security for your family if the unthinkable happens. We can help ensure that the right life insurance policy will keep your finances and beneficiaries protected. Whether you choose a Term or Permanent policy, we will walk you through the details and options.

Coverage options include:
  • Individual Life Insurance
  • Group Life Insurance
  • Mortgage Protection Insurance
  • Second-To-Die Policy
  • Key Person (Key Man) Insurance

Travel Insurance

Niceville Insurance partners with a top travel insurance broker so that you can compare plans and buy the one that works best for your specific trip. Travel Insurance often includes

  • Emergency Medical Coverage
  • Trip Cancellation
  • Trip Interruption
  • Baggage Loss or Delay
  • Trip Delay
Some plans may provide additional, optional coverages like Cancel for Any Reason or Pre-Existing Condition Waivers.

Niceville Insurance Has More to Offer