Florida, with its stunning coastlines, is no stranger to hurricanes. As the Atlantic hurricane season launches, spanning from June 1 to November 30, it’s crucial for residents to take proactive steps to safeguard their homes and loved ones. Here are some practical ways to prepare your home for the upcoming hurricane season.

Verify Your Insurance Coverage

Before the storm clouds gather, ensure that your insurance coverage is up-to-date and comprehensive. Here’s what you need to consider:

Home Insurance:

• Review your homeowner’s insurance policy. Does it adequately cover potential hurricane damage, including wind and flooding? If not, consider purchasing additional coverage.
• Take inventory of your belongings. A home inventory is essential for insurance claims. Document your possessions, including photos or videos, and keep this record in a safe place.

Auto Insurance:

• Check your auto insurance policy. Does it include comprehensive coverage for storm-related damage? If you’re unsure, contact your insurance provider to clarify.
• If you have multiple vehicles, verify coverage for each one.

Health Insurance:

• While health insurance doesn’t directly protect your home, it’s crucial during emergencies. Ensure you have access to necessary medical care and prescriptions.
• Familiarize yourself with your health insurance policy’s provisions related to natural disasters.

Create an Emergency Kit

Prepare an emergency kit with essential supplies. Include items like:

• Non-perishable food and water for at least three days.
• Flashlights and extra batteries: ensure you have working flashlights and extra batteries.
• First aid supplies: gather basic first aid supplies, including bandages, antiseptics and any necessary medications including emergency medications if you have some.
• Important documents (insurance policies, identification, etc.): keep copies of essential documents (insurance policies, identifications, etc.) in a water proof container.
• Cash (ATMs may be inaccessible during power outages)

Secure Your Home

• Reinforce doors and windows. Consider installing storm shutters or boarding up windows if a hurricane is approaching.
• Trim trees and shrubs near your home. Overhanging branches can become dangerous projectiles during high winds.
• Inspect your roof for loose shingles or tiles. Repair any damage promptly.

Develop an Evacuation Plan

• Know your evacuation routes. Familiarize yourself with local evacuation zones and shelters. Understand where nearby shelters are located to plan on how you’ll transport family members and important belongings if you need to evacuate.
• Keep your gas tank full and have emergency supplies ready to go.

Stay Informed

• Monitor weather updates from reliable sources. The National Oceanic and Atmospheric Administration (NOAA) provides forecasts and storm tracking information.
• Sign up for emergency alerts through local authorities or weather apps.

Remember, proactive preparation can make a significant difference during hurricane season. By verifying your insurance coverage, creating an emergency kit, securing your home, developing an evacuation plan, and staying informed, you’ll be better equipped to face the hurricane season. Stay safe, and take proactive steps to protect what matters most!